Personal Financial Planning Advice

Are you unsure how much Superannuation you will need to retire? Need advice for your retirement planning? Thinking about investment options? That's what we do!  

Our role is to maximise the chances of you achieving your financial goals through expert financial advice and practical strategies. We act as a professional guide for your financial decisions to provide you with peace of mind. We believe you will get better results by teaming with a professional adviser. Don't have any clear goals? We will work with you to define your goals! 

We are a boutique Newcastle based financial planning business and pride ourselves on our ability to provide our clients a first class advisory service. 

What our clients say

I am so grateful to have Christine as our financial adviser. She took the worry out of my preparation to retirement and continues to look out for our investments and superannuation. Her advice is measured and easily understood. Christine always follow through with our questions and annual visits. I would highly recommend Lusher Financial Services as an excellent adviser.

Dezirae, March 2018 based in Chain Valley Bay review via Adviser Ratings Site

We would confidently recommend Lusher Financial to our family and friends, thanks to Christine's approachable and accommodating manner. Christine presented us with a financially sound and beneficial strategy to maximise our goals and improve our financial investments. In conclusion, we found Lusher Financial to be very professional, efficient and more than capable of handling our Super investments and look forward to a favourable and profitable future. Kindest regards 

Kevin and Jill, February 2018 based in Maryland review via Adviser Ratings Website

Christine Lusher has been looking after my super for many years now and has always been on the ball with the best style of investments. As I transition to retirement she has once again found the best ways to maximise my returns for my super. I can't recommend her highly enough. Your not just her customer, but her friend. Thanks Christine for all your hard work. The best financial advisor I have had.

David, January 2018 based in Central Coast review via Google

Read More Testimonials and Endorsements


Book your Financial Planning Appointment now 

Arrange a consultation - it's time! We find that many clients who come to see us have been thinking about seeking financial advice for some time, in many cases years! We aim to assist you to understand your superannuation and financial planning options and work with you to become confident in your choices. Our first consultation is free of charge and it is a way for us to get to know each other and what services you require.

So what is stopping you? Arrange your appointment in our Newcastle office today.

Latest News

Types of retirement and superannuation pensions explained

How you can access your super via different types of pensions, and how these differ to the government's age pension. If you’re retirement planning and wondering how you can access your super via different types of retirement pensions, how these differ to the government's age pension, and what you should know...

What’s changing in the new financial year 2019/2020.

The new financial year will see a raft of laws and scheduled changes coming into force impacting everything from extra super contributions, through to the age you can access the pension and the introduction of a government-funded reverse mortgage option for self-funded retirees.

Dividends explained

If you are a shareholder of a company, you may receive payments known as dividends. These payments represent your share of the company’s profits and are your reward for investing. Dividends may be a great way to boost your income and are often considered tax effective. Find out exactly how they work and how often you’ll get paid.

Making the most of record-low interest rates

The Reserve Bank of Australia (RBA) has taken the cash rate to a record low of 1%, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest. Find out why rates are so low and how long they may stay that way. And what that may mean for you and your financial goals.

To ensure we can provide you the best advice we partner with and are backed by AMP, one of Australia’s oldest and largest financial institutions. Through AMP we have access to an extensive range of fund managers as well as access to technical and educational support. So you get the best of both worlds, a personal service from a dedicated small business owner with the assurance of a large company.